Real estate owners, managers, and developers are presented with real world problems that present complex issues at different levels of project development. From due diligence, to construction, to property management, the exposures at each offer challenges that can be properly managed with a concrete and comprehensive program of insurance.

 

Some of the clients needing protection include:

 

• Investment advisors and managers

• Real estate investment trusts

• Third party managers

• Asset managers

• Fiduciaries

• Financial institutions

• Real estate operating companies

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The most frequently called for insurance related services we provide to our clients are:

 

• Lender Compliance – interpreting and satisfying the individual requirements of each Lender can be met with an experienced team of insurance professionals who have a depth of experience managing the issues clients can be confronted with when their Lender requires coverage to comply with their specifications.

• Catastrophic Risk Transfer - tailoring risk transfer solutions for catastrophic exposures such as flood, earthquake, hurricanes, wind, or terrorism to protect businesses in the event of a natural or man-made disruption.

• Allocations - understanding the application of differing premiums and rates, limits of insurance purchased, and deductibles/retentions can be invaluable when negotiating with lenders and other capital providers, or when performing allocations and assessing existing insurance and risk management program.

• Package Programs - combining directors and officers, general liability, property and employment practices liability, along with errors and omissions, into one policy can streamline the insurance buying process and gain economies when insurance requirements are to be met.

 

Additional services and solutions to help real estate firms manage their risks include:

 

• Environmental insurance protection

• Representation and warranty insurance

• Terrorism insurance

• Captive feasibility and management

• Employee benefits consulting and insurance

• Premium allocation models and validation

• Lease and contract review consulting

• Bid and Performance bonds

• Claims preparation services

• Certificate monitoring

• Owner-controlled insurance programs/wrap-ups